We offer a full range of services - from a basic overview of your current health plan to complete management of your bills and claims. 

Our fees are based on your unique situation.

We generally charge on an hourly basis, but may also work on a percentage of what we save you, depending on your needs.

We will work with you to determine what is best, most efficient and especially what is most cost effective for you.

We always make sure that we have a clear and fair understanding with you as we go forward.

Our first consult is always free.

• We are experts at helping you understand deductibles, out-of-pocket caps (annual or lifetime), co-pays, prescription coverage, choosing 'in-network' providers and what to do when you can't find a doctor or hospital who accepts your insurance

• Before you consider a medical procedure, we can determine an estimate of your costs and what portion of them are your financial responsibility

• We can review your medical and hospital bills for accuracy and obtain revisions or refunds

• We can review the insurance claims you have filed to make sure your insurance company is reimbursing you the correct amounts and in a timely fashion

• We can negotiate reductions in your bills

• We can file and pursue insurance appeals where coverage has been denied - as of August 2009, we have a 100% success rate in winning our health insurance company appeals on behalf of our clients
  

• We can assist you in getting pre-approval for services that might not ordinarily be covered - a private room, an in-patient stay or specialized drugs

• We can take that mountain of paperwork off your hands - reviewing your bills, filing all your claims and following up to make sure you are reimbursed and covered accurately

Our services are strictly confidential.  We are not affiliated with any insurance company, hospital or medical provider, and do not broker, sell or recommend any insurance company or policy.

We we work independently - solely for our clients and not for any association or organization.  Our focus is on you and your needs.

We design a plan that works for you - one that is the most cost effective for your needs

Our goal is to save you the most money so that you can concentrate on what is most important - your health

To date, we have 100% success rate in winning insurance appeals for our clients